| Article Information |
| Journal: |
Business and Economics Research Journal |
| Title of Article: |
Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector |
| Author(s): |
Rabia Yetgin, İbrahim Halil Eksi |
| Volume: |
8 |
| Number: |
3 |
| Year: |
2017 |
| Page: |
487-500 |
| ISSN: |
1309-2448 |
| DOI Number: |
10.20409/berj.2017.62 |
|
| Abstract |
| The purpose of this study is to reveal the factors affecting the loans the banks use by Small and Medium Enterprises (SMEs). To this end, bank and market-specific variables, which are considered to affect the lending attitudes of depositors and participation banks to SMEs, were analyzed using regression analysis. As a result of the analysis, bank size and deposit interest rate variables were found to have a significant effect on SME loans. On the other hand, the result is that the profitability of the asset does not have a meaningful effect on the loans. |
| Keywords: |
SME, Turkish Banking Sector, Bank Lending, Regression |
|
| JEL Classification: |
E40, G10, G21 |
|