{"id":6364,"date":"2025-07-27T00:38:47","date_gmt":"2025-07-26T21:38:47","guid":{"rendered":"https:\/\/www.berjournal.com\/?p=6364"},"modified":"2025-07-28T02:08:49","modified_gmt":"2025-07-27T23:08:49","slug":"determinants-of-household-savings-from-a-gender-perspective-a-cross-country-analysis","status":"publish","type":"post","link":"https:\/\/www.berjournal.com\/tr\/determinants-of-household-savings-from-a-gender-perspective-a-cross-country-analysis","title":{"rendered":"Toplumsal Cinsiyet E\u015fitsizli\u011fi Perspektifinden Hanehalk\u0131 Tasarruflar\u0131n\u0131n Belirleyicileri: \u00dclkeler Aras\u0131 Bir \u00c7al\u0131\u015fma"},"content":{"rendered":"<p><\/p>\n<table style=\"font-family: Arial, serif; text-align: justify;\" width=\"534\" cellspacing=\"0\" cellpadding=\"7\">\n<tbody>\n<tr>\n<td style=\"color: #ffffff; font-weight: bold;\" valign=\"middle\" bgcolor=\"#0188a6\" width=\"534\" height=\"40\">Makale Bilgileri<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\" height=\"169\">\n<table border=\"0\" width=\"100%\" cellspacing=\"5\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"120\">Dergi:<\/td>\n<td>Business and Economics Research Journal<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Makalenin Ba\u015fl\u0131\u011f\u0131:<\/td>\n<td>Toplumsal Cinsiyet E\u015fitsizli\u011fi Perspektifinden Hanehalk\u0131 Tasarruflar\u0131n\u0131n Belirleyicileri: \u00dclkeler Aras\u0131 Bir \u00c7al\u0131\u015fma<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Yazar(lar):<\/td>\n<td>Habibe G\u00fcnsel Do\u011frul<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Cilt:<\/td>\n<td>16<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Say\u0131:<\/td>\n<td>3<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Y\u0131l:<\/td>\n<td>2025<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Sayfa:<\/td>\n<td>261-280<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">ISSN:<\/td>\n<td>2619-9491<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">DOI Numaras\u0131:<\/td>\n<td>10.20409\/berj.2025.467<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #ffffff; font-weight: bold;\" valign=\"middle\" bgcolor=\"#0188a6\" width=\"534\" height=\"40\">\u00d6z<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\">Bu \u00e7al\u0131\u015fma, toplumsal cinsiyet e\u015fitsizli\u011fi perspektifinden OECD \u00fclkelerinde hanehalk\u0131 tasarruflar\u0131n\u0131n belirleyicilerini 2000-2022 d\u00f6nemini kapsayan bir panel veri analizi ile incelemektedir. Geleneksel ekonomik belirleyicilerin \u00f6tesine ge\u00e7ilerek, kad\u0131nlar\u0131n i\u015fg\u00fcc\u00fcne kat\u0131l\u0131m\u0131n\u0131 ve gelir d\u00fczeyini etkileyen yap\u0131sal ve sosyo-demografik fakt\u00f6rler modele entegre edilmi\u015ftir. Cinsiyete dayal\u0131 \u00fccret fark\u0131 ve y\u00fcksek\u00f6\u011fretim g\u00f6rme e\u015fitsizli\u011fi gibi toplumsal cinsiyet e\u015fitsizli\u011fi g\u00f6stergeleri ile tasarruf davran\u0131\u015f\u0131 aras\u0131ndaki ili\u015fkiler \u00e7ok boyutlu olarak analiz edilmi\u015ftir. Elde edilen bulgular, kad\u0131nlar\u0131n do\u011fumdaki ortalama ya\u015f\u0131n\u0131n ve gen\u00e7 ba\u011f\u0131ml\u0131l\u0131k oran\u0131n\u0131n tasarruflar\u0131 anlaml\u0131 \u015fekilde azaltt\u0131\u011f\u0131n\u0131 g\u00f6stermektedir. Ayr\u0131ca, e\u011fitimde cinsiyet e\u015fitli\u011finin artmas\u0131 tasarruf oranlar\u0131n\u0131 desteklerken, kad\u0131nlar\u0131n ekonomik g\u00fc\u00e7lenmesinin t\u00fcketim e\u011filimlerini art\u0131rarak tasarruflar\u0131 azaltabilece\u011fi y\u00f6n\u00fcnde \u00e7eli\u015fkili sonu\u00e7lar elde edilmi\u015ftir. Covid-19 pandemi d\u00f6nemine ili\u015fkin analizler ise, belirsizlik ve k\u0131s\u0131tlamalar nedeniyle hanehalk\u0131 tasarruflar\u0131nda belirgin bir art\u0131\u015f oldu\u011funu ortaya koymaktad\u0131r. \u00c7al\u0131\u015fma, toplumsal cinsiyet e\u015fitli\u011fine y\u00f6nelik politikalar\u0131n yaln\u0131zca sosyal adalet a\u00e7\u0131s\u0131ndan de\u011fil, ayn\u0131 zamanda makroekonomik sonu\u00e7lar ba\u011flam\u0131nda da kritik \u00f6nemde oldu\u011funu vurgulamakta; \u00f6zellikle e\u011fitimde f\u0131rsat e\u015fitli\u011finin, s\u00fcrd\u00fcr\u00fclebilir tasarruf politikalar\u0131 a\u00e7\u0131s\u0131ndan stratejik bir kald\u0131ra\u00e7 i\u015flevi g\u00f6rebilece\u011fini \u00f6nermektedir.<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\" height=\"22\">\n<hr style=\"height: 5px; background-color: #0188a6; margin-top: 5px; margin-bottom: 5px;\" \/>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"120\">Anahtar Kelimeler:<\/td>\n<td>Hanehalk\u0131 Tasarruf Oran\u0131, Tasarrufun Belirleyicileri, Toplumsal Cinsiyet E\u015fitsizli\u011fi, OECD \u00dclkeleri<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\">\n<hr style=\"height: 5px; background-color: #0188a6; margin-top: 5px; margin-bottom: 5px;\" \/>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" width=\"120\">JEL S\u0131n\u0131fland\u0131rmas\u0131:<\/td>\n<td>D14, D15, G51, J16<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr style=\"height: 5px; background-color: #0188a6; margin-top: 5px; margin-bottom: 5px;\" \/>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><table style=\"border: 0px solid #CCC;\" cellpadding=\"3\" width=\"100%\">\r\n  <tr>\r\n    <td width=\"35\">\r\n      <img decoding=\"async\" src=\"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\" alt=\"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\" width=20 height=18>\r\n    <\/td>\r\n    <td>\r\n      <b> \r\n<a href=\"https:\/\/www.berjournal.com\/tr\/?file_id=959\">Tam Metin\r\n<\/b> ( <span style=\"font-weight:bolder;\">\u2193<\/span> 1748)<\/a>    <\/td>\r\n  <\/tr>\r\n<\/table>Tam Metin\r\n<\/b> ( <span style=\"font-weight:bolder;\">\u2193<\/span> 1748)<\/a>    <\/td>\r\n  <\/tr>\r\n<\/table><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_6364\" class=\"pvc_stats all  \" data-element-id=\"6364\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.berjournal.com\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Makale Bilgileri Dergi: Business and Economics Research Journal Makalenin Ba\u015fl\u0131\u011f\u0131: Toplumsal Cinsiyet E\u015fitsizli\u011fi Perspektifinden Hanehalk\u0131 Tasarruflar\u0131n\u0131n Belirleyicileri: \u00dclkeler Aras\u0131 Bir \u00c7al\u0131\u015fma Yazar(lar): Habibe G\u00fcnsel Do\u011frul Cilt: 16 Say\u0131: 3 Y\u0131l: 2025 Sayfa: 261-280 ISSN: 2619-9491 DOI Numaras\u0131: 10.20409\/berj.2025.467 \u00d6z Bu \u00e7al\u0131\u015fma, toplumsal cinsiyet e\u015fitsizli\u011fi perspektifinden OECD \u00fclkelerinde hanehalk\u0131 tasarruflar\u0131n\u0131n belirleyicilerini 2000-2022 d\u00f6nemini kapsayan bir panel [&hellip;]<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_6364\" class=\"pvc_stats all  \" data-element-id=\"6364\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" 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