{"id":4869,"date":"2020-01-22T23:17:35","date_gmt":"2020-01-22T20:17:35","guid":{"rendered":"https:\/\/www.berjournal.com\/?p=4869"},"modified":"2020-01-24T18:17:40","modified_gmt":"2020-01-24T15:17:40","slug":"analysis-of-the-factors-determining-the-capital-adequacy-ratio-in-the-banking-sector","status":"publish","type":"post","link":"https:\/\/www.berjournal.com\/tr\/analysis-of-the-factors-determining-the-capital-adequacy-ratio-in-the-banking-sector","title":{"rendered":"Bankac\u0131l\u0131k Sekt\u00f6r\u00fcnde Sermaye Yeterlilik Rasyosunu Belirleyen Fakt\u00f6rlerin Analizi"},"content":{"rendered":"

<\/p>\n\n\n\n\n
Makale Bilgileri<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Dergi:<\/td>\nBusiness and Economics Research Journal<\/td>\n<\/tr>\n
Makalenin Ba\u015fl\u0131\u011f\u0131:<\/td>\nBankac\u0131l\u0131k Sekt\u00f6r\u00fcnde Sermaye Yeterlilik Rasyosunu Belirleyen Fakt\u00f6rlerin Analizi<\/td>\n<\/tr>\n
Yazar(lar):<\/td>\nFatma \u00c7\u0131tak, \u0130lkut Elif Kandil G\u00f6ker<\/td>\n<\/tr>\n
Cilt:<\/td>\n11<\/td>\n<\/tr>\n
Say\u0131:<\/td>\n1<\/td>\n<\/tr>\n
Y\u0131l:<\/td>\n2020<\/td>\n<\/tr>\n
Sayfa:<\/td>\n169-185<\/td>\n<\/tr>\n
ISSN:<\/td>\n2619-9491<\/td>\n<\/tr>\n
DOI Numaras\u0131:<\/td>\n10.20409\/berj.2020.243<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\u00d6z<\/td>\n<\/tr>\n
\u00dcstlenmi\u015f olduklar\u0131 arac\u0131l\u0131k faaliyeti nedeniyle finansal sistemin en temel unsuru olarak kabul edilen bankalar\u0131n risk ve karl\u0131l\u0131k y\u00f6netiminde, sermaye yeterlilik rasyosu \u00f6nemli bir g\u00f6sterge olarak kabul edilmektedir. T\u00fcrkiye, tecr\u00fcbe etmi\u015f oldu\u011fu finansal krizler neticesinde bankalar\u0131n sermaye yap\u0131lar\u0131na y\u00f6nelik pek \u00e7ok d\u00fczenleme ger\u00e7ekle\u015ftirmi\u015ftir. 2006 y\u0131l\u0131ndan bu yana Basel kriterlerinin belirlemi\u015f oldu\u011fu %8 standart rasyo de\u011ferinin \u00fczerinde bir asgari sermaye yeterlilik rasyosu (%12) ile bankac\u0131l\u0131k sisteminin sa\u011flamla\u015ft\u0131r\u0131lmas\u0131 ama\u00e7lanmaktad\u0131r. Bu anlamda, risk ve karl\u0131l\u0131k y\u00f6netiminin \u00f6nemli bir arac\u0131 olarak g\u00f6r\u00fclen sermaye yeterlilik rasyosunun belirlenmesinde etkisi olan fakt\u00f6rlerin tespit edilmesi \u00f6nem arz etmektedir. T\u00fcrkiye\u2019de faaliyet g\u00f6steren ve finansal verilerine kesintisiz olarak ula\u015f\u0131labilen mevduat bankalar\u0131 \u00fczerinde yap\u0131lan \u00e7al\u0131\u015fmada 2002-2017 d\u00f6nemine ait veriler kullan\u0131lm\u0131\u015f ve panel veri analizi uygulanm\u0131\u015ft\u0131r. Elde edilen bulgulara g\u00f6re sermaye yeterlilik rasyosu ile bankalar\u0131n toplam aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc, mevduat\/toplam aktif oran\u0131, kredi\/toplam aktif oran\u0131, faiz marj\u0131 ve takipteki kredi\/toplam kredi oranlar\u0131 aras\u0131nda anlaml\u0131 bir ili\u015fki oldu\u011fu tespit edilmi\u015ftir<\/td>\n<\/tr>\n
\n
\n\n\n\n\n
Anahtar Kelimeler:<\/td>\nSermaye Yeterlilik Rasyosu, Mevduat Bankalar\u0131, T\u00fcrk Bankac\u0131l\u0131k Sekt\u00f6r\u00fc, Panel Veri Analizi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\n
\n\n\n\n
JEL S\u0131n\u0131fland\u0131rmas\u0131:<\/td>\nG21, L25<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\r\n \r\n
\r\n \"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\"\r\n <\/td>\r\n \r\n \r\nTam Metin\r\n<\/b> ( \u2193<\/span> 5681)<\/a> <\/td>\r\n <\/tr>\r\n<\/table>Tam Metin\r\n<\/b> ( \u2193<\/span> 5681)<\/a> <\/td>\r\n <\/tr>\r\n<\/table><\/p>\n
<\/div>\n

<\/path><\/svg><\/i> \"Loading\"<\/p>\n

<\/div>","protected":false},"excerpt":{"rendered":"

Makale Bilgileri Dergi: Business and Economics Research Journal Makalenin Ba\u015fl\u0131\u011f\u0131: Bankac\u0131l\u0131k Sekt\u00f6r\u00fcnde Sermaye Yeterlilik Rasyosunu Belirleyen Fakt\u00f6rlerin Analizi Yazar(lar): Fatma \u00c7\u0131tak, \u0130lkut Elif Kandil G\u00f6ker Cilt: 11 Say\u0131: 1 Y\u0131l: 2020 Sayfa: 169-185 ISSN: 2619-9491 DOI Numaras\u0131: 10.20409\/berj.2020.243 \u00d6z \u00dcstlenmi\u015f olduklar\u0131 arac\u0131l\u0131k faaliyeti nedeniyle finansal sistemin en temel unsuru olarak kabul edilen bankalar\u0131n risk ve […]<\/p>\n

<\/div>\n

<\/path><\/svg><\/i> \"Loading\"<\/p>\n

<\/div>\n","protected":false},"author":4638,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,1,7],"tags":[],"class_list":["post-4869","post","type-post","status-publish","format-standard","hentry","category-makale","category-manuscript","category-manuscript2"],"a3_pvc":{"activated":true,"total_views":186,"today_views":0},"_links":{"self":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/posts\/4869","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/users\/4638"}],"replies":[{"embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/comments?post=4869"}],"version-history":[{"count":0,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/posts\/4869\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/media?parent=4869"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/categories?post=4869"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/tags?post=4869"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}