{"id":4387,"date":"2019-03-16T20:15:45","date_gmt":"2019-03-16T17:15:45","guid":{"rendered":"https:\/\/www.berjournal.com\/?p=4387"},"modified":"2019-03-23T02:34:39","modified_gmt":"2019-03-22T23:34:39","slug":"entrepreneurial-personality-characteristics-of-women-participating-and-do-not-participating-in-micro-credit-program-the-case-of-sirnak-province","status":"publish","type":"post","link":"https:\/\/www.berjournal.com\/tr\/entrepreneurial-personality-characteristics-of-women-participating-and-do-not-participating-in-micro-credit-program-the-case-of-sirnak-province","title":{"rendered":"Mikro Kredi Kullanan ve Kullanmayan Kad\u0131nlar\u0131n Giri\u015fimci Ki\u015filik \u00d6zellikleri: \u015e\u0131rnak \u00d6rne\u011fi"},"content":{"rendered":"<p><\/p>\n<table style=\"font-family: Arial, serif; text-align: justify;\" width=\"534\" cellspacing=\"0\" cellpadding=\"7\">\n<tbody>\n<tr>\n<td style=\"color: #ffffff; font-weight: bold;\" valign=\"middle\" bgcolor=\"#0188a6\" width=\"534\" height=\"40\">Makale Bilgileri<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\" height=\"169\">\n<table border=\"0\" width=\"100%\" cellspacing=\"5\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"120\">Dergi:<\/td>\n<td>Business and Economics Research Journal<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Makalenin Ba\u015fl\u0131\u011f\u0131:<\/td>\n<td>Mikro Kredi Kullanan ve Kullanmayan Kad\u0131nlar\u0131n Giri\u015fimci Ki\u015filik \u00d6zellikleri: \u015e\u0131rnak \u00d6rne\u011fi<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Yazar(lar):<\/td>\n<td>S\u00fcreyya Ece, Azize Ergeneli<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Cilt:<\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Say\u0131:<\/td>\n<td>2<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Y\u0131l:<\/td>\n<td>2019<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">Sayfa:<\/td>\n<td>435-450<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">ISSN:<\/td>\n<td>2619-9491<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"0\">DOI Numaras\u0131:<\/td>\n<td>10.20409\/berj.2019.178<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #ffffff; font-weight: bold;\" valign=\"middle\" bgcolor=\"#0188a6\" width=\"534\" height=\"40\">\u00d6z<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\">Mikro krediler kad\u0131nlar\u0131n sosyo-ekonomik konumlar\u0131n\u0131 geli\u015ftirerek kendilerinin ve ailelerinin refah d\u00fczeylerinin artt\u0131r\u0131lmas\u0131 yan\u0131nda, giri\u015fimcili\u011fin yayg\u0131nla\u015ft\u0131r\u0131lmas\u0131 ve \u00f6zellikle k\u0131rsal b\u00f6lgelerin kalk\u0131nmas\u0131na katk\u0131s\u0131 bak\u0131m\u0131ndan \u00f6nemlidir. Mikro kredi uygulamas\u0131n\u0131n beklenen yararlar\u0131 sa\u011flamas\u0131; faizsiz bor\u00e7 temini olarak kullan\u0131lmay\u0131p, giri\u015fimcili\u011fin ilk basama\u011f\u0131n\u0131 olu\u015fturmas\u0131 ad\u0131na, giri\u015fimci ki\u015filik \u00f6zelliklerine sahip kad\u0131nlara verilmesine ba\u011fl\u0131d\u0131r. Bu \u00e7al\u0131\u015fman\u0131n amac\u0131, mikro kredi kullanan kad\u0131nlar\u0131n giri\u015fimci ki\u015filik \u00f6zelliklerine sahip olup olmad\u0131klar\u0131 belirlenmeye \u00e7al\u0131\u015fmakt\u0131r. Bu nedenle \u015e\u0131rnak ilinde en az bir y\u0131ld\u0131r mikro kredi kullanan kad\u0131nlar, kendi imk\u00e2nlar\u0131yla giri\u015fimcilik faaliyetlerinde bulunan kad\u0131nlar ve ev kad\u0131nlar\u0131 ara\u015ft\u0131rmaya dahil edilmi\u015ftir. Her gruptan 53 kad\u0131n olmak \u00fczere toplam 159 kad\u0131nla y\u00fcz y\u00fcze g\u00f6r\u00fc\u015f\u00fclerek anket yap\u0131lm\u0131\u015ft\u0131r. Elde edilen veriler Diskriminant Analiziyle de\u011ferlendirilmi\u015ftir. Analiz sonucunda mikro kredi kullanan kad\u0131nlar\u0131n sadece \u00f6zerklik a\u00e7\u0131s\u0131ndan giri\u015fimci kad\u0131nlara benzedi\u011fi belirlenmi\u015ftir. Mikro kredi kullanan kad\u0131nlar ile giri\u015fimci kad\u0131nlar\u0131n \u00f6zerklik ortalamalar\u0131 ev kad\u0131nlar\u0131ndan y\u00fcksek \u00e7\u0131km\u0131\u015ft\u0131r. Mikro kredi kullanan kad\u0131nlar\u0131n belirsizlik, ba\u015far\u0131 ve bask\u0131nl\u0131k a\u00e7\u0131s\u0131ndan ev kad\u0131nlar\u0131na benzedi\u011fi ortaya \u00e7\u0131km\u0131\u015ft\u0131r. Mikro kredi kullanan kad\u0131nlar ile ev kad\u0131nlar\u0131n\u0131n ba\u015far\u0131 ve bask\u0131nl\u0131k ortalamalar\u0131n\u0131n giri\u015fimci kad\u0131nlardan daha d\u00fc\u015f\u00fck; belirsizlik tolerans\u0131n\u0131n ise daha y\u00fcksek oldu\u011fu tespit edilmi\u015ftir.<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\" height=\"22\">\n<hr style=\"height: 5px; background-color: #0188a6; margin-top: 5px; margin-bottom: 5px;\" \/>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"120\">Anahtar Kelimeler:<\/td>\n<td>Mikro Kredi, Giri\u015fimci Kad\u0131n, Ev Kad\u0131n\u0131, Giri\u015fimci Ki\u015filik \u00d6zellikleri<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\">\n<hr style=\"height: 5px; background-color: #0188a6; margin-top: 5px; margin-bottom: 5px;\" \/>\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" width=\"120\">JEL S\u0131n\u0131fland\u0131rmas\u0131:<\/td>\n<td>L26, G21, Z18, I31<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr style=\"height: 5px; background-color: #0188a6; margin-top: 5px; margin-bottom: 5px;\" \/>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><table style=\"border: 0px solid #CCC;\" cellpadding=\"3\" width=\"100%\">\r\n  <tr>\r\n    <td width=\"35\">\r\n      <img decoding=\"async\" src=\"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\" alt=\"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\" width=20 height=18>\r\n    <\/td>\r\n    <td>\r\n      <b> \r\n<a href=\"https:\/\/www.berjournal.com\/tr\/?file_id=570\">Tam Metin\r\n<\/b> ( <span style=\"font-weight:bolder;\">\u2193<\/span> 2715)<\/a>    <\/td>\r\n  <\/tr>\r\n<\/table>Tam Metin\r\n<\/b> ( <span style=\"font-weight:bolder;\">\u2193<\/span> 2715)<\/a>    <\/td>\r\n  <\/tr>\r\n<\/table><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_4387\" class=\"pvc_stats all  \" data-element-id=\"4387\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.berjournal.com\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Makale Bilgileri Dergi: Business and Economics Research Journal Makalenin Ba\u015fl\u0131\u011f\u0131: Mikro Kredi Kullanan ve Kullanmayan Kad\u0131nlar\u0131n Giri\u015fimci Ki\u015filik \u00d6zellikleri: \u015e\u0131rnak \u00d6rne\u011fi Yazar(lar): S\u00fcreyya Ece, Azize Ergeneli Cilt: 10 Say\u0131: 2 Y\u0131l: 2019 Sayfa: 435-450 ISSN: 2619-9491 DOI Numaras\u0131: 10.20409\/berj.2019.178 \u00d6z Mikro krediler kad\u0131nlar\u0131n sosyo-ekonomik konumlar\u0131n\u0131 geli\u015ftirerek kendilerinin ve ailelerinin refah d\u00fczeylerinin artt\u0131r\u0131lmas\u0131 yan\u0131nda, giri\u015fimcili\u011fin yayg\u0131nla\u015ft\u0131r\u0131lmas\u0131 [&hellip;]<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_4387\" class=\"pvc_stats all  \" data-element-id=\"4387\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa fa-chart-bar fa-w-16 fa-2x\"><path fill=\"currentColor\" d=\"M396.8 352h22.4c6.4 0 12.8-6.4 12.8-12.8V108.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v230.4c0 6.4 6.4 12.8 12.8 12.8zm-192 0h22.4c6.4 0 12.8-6.4 12.8-12.8V140.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v198.4c0 6.4 6.4 12.8 12.8 12.8zm96 0h22.4c6.4 0 12.8-6.4 12.8-12.8V204.8c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v134.4c0 6.4 6.4 12.8 12.8 12.8zM496 400H48V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-16c0-8.84-7.16-16-16-16zm-387.2-48h22.4c6.4 0 12.8-6.4 12.8-12.8v-70.4c0-6.4-6.4-12.8-12.8-12.8h-22.4c-6.4 0-12.8 6.4-12.8 12.8v70.4c0 6.4 6.4 12.8 12.8 12.8z\" class=\"\"><\/path><\/svg><\/i> <img loading=\"lazy\" decoding=\"async\" width=\"16\" height=\"16\" alt=\"Loading\" src=\"https:\/\/www.berjournal.com\/wp-content\/plugins\/page-views-count\/ajax-loader-2x.gif\" border=0 \/><\/p>\n<div class=\"pvc_clear\"><\/div>\n","protected":false},"author":4638,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,1,7],"tags":[],"class_list":["post-4387","post","type-post","status-publish","format-standard","hentry","category-makale","category-manuscript","category-manuscript2"],"a3_pvc":{"activated":true,"total_views":74,"today_views":0},"_links":{"self":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/posts\/4387","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/users\/4638"}],"replies":[{"embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/comments?post=4387"}],"version-history":[{"count":0,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/posts\/4387\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/media?parent=4387"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/categories?post=4387"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.berjournal.com\/tr\/wp-json\/wp\/v2\/tags?post=4387"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}