{"id":4000,"date":"2018-04-21T00:40:13","date_gmt":"2018-04-20T21:40:13","guid":{"rendered":"https:\/\/www.berjournal.com\/?p=4000"},"modified":"2018-04-22T01:12:24","modified_gmt":"2018-04-21T22:12:24","slug":"decision-making-problems-in-natural-disaster-insurance-public-intervention","status":"publish","type":"post","link":"https:\/\/www.berjournal.com\/tr\/decision-making-problems-in-natural-disaster-insurance-public-intervention","title":{"rendered":"Do\u011fal Afet Sigortalar\u0131nda Karar Alma Sorunlar\u0131: Kamusal M\u00fcdahaleler"},"content":{"rendered":"

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Makale Bilgileri<\/td>\n<\/tr>\n
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Dergi:<\/td>\nBusiness and Economics Research Journal<\/td>\n<\/tr>\n
Makalenin Ba\u015fl\u0131\u011f\u0131:<\/td>\nDo\u011fal Afet Sigortalar\u0131nda Karar Alma Sorunlar\u0131: Kamusal M\u00fcdahaleler<\/td>\n<\/tr>\n
Yazar(lar):<\/td>\nT\u00fclin Altun<\/td>\n<\/tr>\n
Cilt:<\/td>\n9<\/td>\n<\/tr>\n
Say\u0131:<\/td>\n2<\/td>\n<\/tr>\n
Y\u0131l:<\/td>\n2018<\/td>\n<\/tr>\n
Sayfa:<\/td>\n349-361<\/td>\n<\/tr>\n
ISSN:<\/td>\n1309-2448<\/td>\n<\/tr>\n
DOI Numaras\u0131:<\/td>\n10.20409\/berj.2018.109<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\u00d6z<\/td>\n<\/tr>\n
Bu \u00e7al\u0131\u015fmada do\u011fal afet sigortalar\u0131na ili\u015fkin kararlar, davran\u0131\u015fsal literat\u00fcr \u00fczerinden incelenmekte ve kamusal m\u00fcdahaleler \u00f6nerilmektedir. Do\u011fal afetlerin ger\u00e7ekle\u015fme olas\u0131l\u0131\u011f\u0131 d\u00fc\u015f\u00fck ancak sonu\u00e7lar\u0131 b\u00fcy\u00fckt\u00fcr. Do\u011fal afet sigortalar\u0131nda, risk ve belirsizli\u011fin di\u011fer piyasalara g\u00f6re daha fazla olmas\u0131, karar alma sorunlar\u0131n\u0131n daha s\u0131k g\u00f6r\u00fclmesine yol a\u00e7maktad\u0131r. Sezgisel d\u00fc\u015f\u00fcnme, sistematik \u00f6nyarg\u0131lar, \u00f6\u011frenme hatalar\u0131, sosyal normlar ve sosyal kar\u015f\u0131la\u015ft\u0131rmalar, kamu yard\u0131mlar\u0131 ve politik \u00e7\u0131karlar rasyonel olmayan kararlar al\u0131nmas\u0131na neden olmaktad\u0131r. Afet sigortas\u0131 talep edenler, arz edenler ve d\u00fczenleyici bir kurum olarak faaliyet g\u00f6steren kamu kesiminin rasyonel davranmamas\u0131 yetersiz sigorta kapsam\u0131na neden olmaktad\u0131r. Yetersiz sigorta kapsam\u0131, bireysel ve sosyal refahta kay\u0131plara yol a\u00e7makta, devletin \u00f6rt\u00fck mali y\u00fck\u00fcml\u00fcl\u00fcklerini art\u0131rmaktad\u0131r. Zorunlu sigorta, \u00e7er\u00e7eveleme, \u00e7ok y\u0131ll\u0131 sigorta s\u00f6zle\u015fmeleri gibi asimetrik paternalist politik ara\u00e7lar, karar alma sorunlar\u0131n\u0131 hafifletebilir. Sigortac\u0131l\u0131k s\u00f6zle\u015fmelerine ili\u015fkin reg\u00fclasyonlar ve kamu-\u00f6zel ortakl\u0131klar\u0131 piyasa ba\u015far\u0131s\u0131zl\u0131klar\u0131n\u0131 giderebilir.<\/td>\n<\/tr>\n
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Anahtar Kelimeler:<\/td>\nDo\u011fal Afetler, Afet Sigortalar\u0131, Davran\u0131\u015fsal Teori, Karar Alma Sorunlar\u0131, Kamu M\u00fcdahaleleri<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
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JEL S\u0131n\u0131fland\u0131rmas\u0131:<\/td>\nD81, G22, H40<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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Makale Bilgileri Dergi: Business and Economics Research Journal Makalenin Ba\u015fl\u0131\u011f\u0131: Do\u011fal Afet Sigortalar\u0131nda Karar Alma Sorunlar\u0131: Kamusal M\u00fcdahaleler Yazar(lar): T\u00fclin Altun Cilt: 9 Say\u0131: 2 Y\u0131l: 2018 Sayfa: 349-361 ISSN: 1309-2448 DOI Numaras\u0131: 10.20409\/berj.2018.109 \u00d6z Bu \u00e7al\u0131\u015fmada do\u011fal afet sigortalar\u0131na ili\u015fkin kararlar, davran\u0131\u015fsal literat\u00fcr \u00fczerinden incelenmekte ve kamusal m\u00fcdahaleler \u00f6nerilmektedir. Do\u011fal afetlerin ger\u00e7ekle\u015fme olas\u0131l\u0131\u011f\u0131 d\u00fc\u015f\u00fck […]<\/p>\n

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