{"id":2886,"date":"2014-11-02T21:40:36","date_gmt":"2014-11-02T19:40:36","guid":{"rendered":"http:\/\/www.berjournal.com\/?p=2886"},"modified":"2014-11-02T21:40:36","modified_gmt":"2014-11-02T19:40:36","slug":"turkiyede-kredi-hacmi-ve-cari-acik-iliskisi-uzerine-bir-inceleme","status":"publish","type":"post","link":"https:\/\/www.berjournal.com\/tr\/turkiyede-kredi-hacmi-ve-cari-acik-iliskisi-uzerine-bir-inceleme","title":{"rendered":"T\u00fcrkiye\u2019de Kredi Hacmi ve Cari A\u00e7\u0131k \u0130li\u015fkisi \u00dczerine Bir \u0130nceleme"},"content":{"rendered":"<table style=\"font-family: Arial, serif; text-align: justify;\" width=\"534\" cellspacing=\"0\" cellpadding=\"7\">\n<tbody>\n<tr>\n<td style=\"color: #ffffff; font-weight: bold;\" valign=\"TOP\" bgcolor=\"#0188a6\" width=\"534\" height=\"15\">Makale Bilgileri<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\" height=\"169\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Dergi:<\/td>\n<td>Business and Economics Research Journal<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Makalenin Ba\u015fl\u0131\u011f\u0131:<\/td>\n<td>T\u00fcrkiye\u2019de Kredi Hacmi ve Cari A\u00e7\u0131k \u0130li\u015fkisi \u00dczerine Bir \u0130nceleme<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Yazar(lar):<\/td>\n<td>Aydanur Gacener At\u0131\u015f,\u00a0Fatih Sayg\u0131l\u0131<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Cilt:<\/td>\n<td>5<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Say\u0131:<\/td>\n<td>4<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Y\u0131l:<\/td>\n<td>2014<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Sayfa:<\/td>\n<td>129-141<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">ISSN:<\/td>\n<td>1309-2448<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td style=\"color: #ffffff; font-weight: bold;\" valign=\"TOP\" bgcolor=\"#0188a6\" width=\"534\" height=\"15\">\u00d6zet<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\">2008 k\u00fcresel krizinden sonra T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, 2010 y\u0131l\u0131nda kredilerin h\u0131zl\u0131 b\u00fcy\u00fcmesi ve T\u00fcrk Liras\u0131\u2019n\u0131n a\u015f\u0131r\u0131 de\u011fer kazanmas\u0131 nedeniyle, cari dengenin bozulma e\u011filimine girmesi \u00fczerine makro finansal risklerin azalt\u0131lmas\u0131 konusuna odaklanm\u0131\u015ft\u0131r. Bu ama\u00e7la yeni bir para politikas\u0131 uygulanmaya ba\u015flanm\u0131\u015ft\u0131r. S\u00f6z konusu uygulama kredi geni\u015flemesini yava\u015flatarak, cari a\u00e7\u0131\u011f\u0131n s\u00fcrd\u00fcr\u00fclebilirli\u011finin sa\u011flanmas\u0131na y\u00f6neliktir. Bu politika de\u011fi\u015fikli\u011finden yola \u00e7\u0131karak, \u00e7al\u0131\u015fmada, 2001 y\u0131l\u0131ndan sonra T\u00fcrkiye\u2019nin en \u00f6nemli ekonomik sorunlar\u0131ndan biri olan cari a\u00e7\u0131\u011f\u0131n, kredi hacmindeki art\u0131\u015ftan ne \u015fekilde etkilendi\u011fi saptanmaya \u00e7al\u0131\u015f\u0131lm\u0131\u015ft\u0131r. Bu kapsamda 1998:1-2013:1 d\u00f6nemi \u00fc\u00e7 ayl\u0131k verileri yard\u0131m\u0131yla cari a\u00e7\u0131k ve toplam kredi b\u00fcy\u00fckl\u00fc\u011f\u00fc de\u011fi\u015fkenleri aras\u0131ndaki uzun d\u00f6nemli ili\u015fkiler Vekt\u00f6r hata d\u00fczeltme modeli ile analiz edilmi\u015f; ayr\u0131ca de\u011fi\u015fkenler aras\u0131ndaki nedensellik ili\u015fkileri belirlenmi\u015ftir. Bulgular\u0131m\u0131z, kredi hacmindeki art\u0131\u015f\u0131n, cari a\u00e7\u0131\u011f\u0131 art\u0131rd\u0131\u011f\u0131n\u0131; ancak s\u0131n\u0131rl\u0131 bir etkisinin oldu\u011funu ortaya koymaktad\u0131r.<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\" height=\"22\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" align=\"left\" valign=\"top\" width=\"155\">Anahtar Kelimeler:<\/td>\n<td>Cari a\u00e7\u0131k, kredi hacmi, e\u015fb\u00fct\u00fcnle\u015fme, nedensellik, hata d\u00fczeltme mekanizmas\u0131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td valign=\"TOP\" bgcolor=\"#ffffff\" width=\"534\">\n<table border=\"0\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td style=\"color: #0188a6; font-weight: bold;\" width=\"155\">JEL S\u0131n\u0131fland\u0131rmas\u0131:<\/td>\n<td>E42, E51, F32<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><table style=\"border: 0px solid #CCC;\" cellpadding=\"3\" width=\"100%\">\r\n  <tr>\r\n    <td width=\"35\">\r\n      <img decoding=\"async\" src=\"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\" alt=\"https:\/\/www.berjournal.com\/tr\/wp-content\/uploads\/icons\/pdf.gif\" width=20 height=18>\r\n    <\/td>\r\n    <td>\r\n      <b> \r\n<a href=\"https:\/\/www.berjournal.com\/tr\/?file_id=253\">Tam Metin\r\n<\/b> ( <span style=\"font-weight:bolder;\">\u2193<\/span> 3045)<\/a>    <\/td>\r\n  <\/tr>\r\n<\/table><\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_2886\" class=\"pvc_stats all  \" data-element-id=\"2886\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" class=\"svg-inline--fa 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class=\"pvc_clear\"><\/div>","protected":false},"excerpt":{"rendered":"<p>Makale Bilgileri Dergi: Business and Economics Research Journal Makalenin Ba\u015fl\u0131\u011f\u0131: T\u00fcrkiye\u2019de Kredi Hacmi ve Cari A\u00e7\u0131k \u0130li\u015fkisi \u00dczerine Bir \u0130nceleme Yazar(lar): Aydanur Gacener At\u0131\u015f,\u00a0Fatih Sayg\u0131l\u0131 Cilt: 5 Say\u0131: 4 Y\u0131l: 2014 Sayfa: 129-141 ISSN: 1309-2448 \u00d6zet 2008 k\u00fcresel krizinden sonra T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131, 2010 y\u0131l\u0131nda kredilerin h\u0131zl\u0131 b\u00fcy\u00fcmesi ve T\u00fcrk Liras\u0131\u2019n\u0131n a\u015f\u0131r\u0131 de\u011fer kazanmas\u0131 [&hellip;]<\/p>\n<div class=\"pvc_clear\"><\/div>\n<p id=\"pvc_stats_2886\" class=\"pvc_stats all  \" data-element-id=\"2886\" style=\"\"><i class=\"pvc-stats-icon medium\" aria-hidden=\"true\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"far\" data-icon=\"chart-bar\" role=\"img\" 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