Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector

Article Information
Journal: Business and Economics Research Journal
Title of Article: Bank Lending Attitude to SMEs: An Application in Turkish Banking Sector
Author(s): Rabia Yetgin, İbrahim Halil Eksi
Volume: 8
Number: 3
Year: 2017
Page: 487-500
ISSN: 1309-2448
DOI Number: 10.20409/berj.2017.62
Abstract
The purpose of this study is to reveal the factors affecting the loans the banks use by Small and Medium Enterprises (SMEs). To this end, bank and market-specific variables, which are considered to affect the lending attitudes of depositors and participation banks to SMEs, were analyzed using regression analysis. As a result of the analysis, bank size and deposit interest rate variables were found to have a significant effect on SME loans. On the other hand, the result is that the profitability of the asset does not have a meaningful effect on the loans.

Keywords: SME, Turkish Banking Sector, Bank Lending, Regression

JEL Classification: E40, G10, G21

https://www.berjournal.com/wp-content/plugins/downloads-manager/img/icons/pdf.gif Full Text